FEMA P758 2010

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FEMA P-758 – Substantial Improvement/Substantial Damage Desk Reference

Published By	Publication Date	Number of Pages
FEMA	2010	174

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Category: FEMA

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Description

PDF Catalog

PDF Pages	PDF Title
1	Substantial Improvement/Substantial Damage Desk Reference
5	Preface
7	Acknowledgments
9	Table of Contents
17	1 Introduction 1.1 Overview
18	1.2 What is Covered in This Desk Reference?
19	1.3 Relevant Requirements 1.4 Answers to Questions About SI/SD
20	1.5 Where to Get Help
21	2 The NFIP: Roles and Responsibilities 2.1 Purposes and Overview of the NFIP
22	2.2 The Community’s Role
23	2.3 The State’s Role
24	2.4 The Federal Role
25	3 NFIP Substantial Improvement and Substantial Damage: Requirements and Definitions 3.1 Overview 3.2 Introduction to the SI/SD Requirements
26	3.3 NFIP Regulations for SI/SD
28	3.4 Selected Definitions and Terms
29	3.4.1 Definitions: NFIP Regulations
30	3.4.2 Comparison of Definitions and Terms: NFIP and I-Codes
39	4 Making Substantial Improvement and Substantial Damage Determinations 4.1 Overview
40	4.2 Accuracy and Verification 4.3 Making SI/SD Determinations
41	4.3.1 SI/SD Provisions in the 2006 and 2009 I-Codes
42	4.4 Determining Costs of Improvements and Costs to Repair
43	4.4.1 Costs That Must be Included in SI/SD Determinations
45	4.4.2 Costs That May be Excluded from SI/SD Determinations 4.4.3 Acceptable Sources of Cost Information
46	4.4.4 Estimates for Donated or Discounted Materials 4.4.5 Estimates of Owner and Volunteer Labor
47	4.4.6 Demolition and Construction Debris Disposal 4.4.7 Clean-up and Trash Removal 4.4.8 Costs to Correct Existing Health, Safety, and Sanitary Code Violations
49	4.5 Determining Market Value
51	4.5.1 Professional Property Appraisals
52	4.5.2 Adjusted Assessed Value
53	4.5.3 Actual Cash Value 4.5.4 Qualified Estimates
55	5 Administering Substantial Improvement and Substantial Damage Requirements 5.1 Overview 5.2 Community Responsibilities
56	5.3 Property Owner/Applicant Responsibilities
57	5.4 Important Community Actions
58	5.5 Informing the Public 5.5.1 Permit Application Forms 5.5.2 Websites and Handouts
59	5.6 Administering the SI/SD Requirements 5.6.1 Combinations of Types of Work
60	5.6.2 Phased Improvements
61	5.6.3 Incremental Repair of Damaged Buildings 5.6.4 Damaged Buildings
62	5.6.5 Special Circumstances (Damaged Buildings)
63	5.6.6 Appeals of Decisions 5.6.7 Variances to the Requirements
65	5.6.8 Floodways
66	5.6.9 V Zones 5.6.10 Coastal Barrier Resource Areas
67	5.6.11 Revisions of the FIRM 5.6.12 Inspections
68	5.6.13 Enforcement and Violations
69	5.6.14 Recordkeeping
70	5.6.15 Issuing SI/SD Determination Letters 5.6.16 Rescinding SI/SD Determinations
71	5.7 Exceeding NFIP Minimum Requirements 5.7.1 Community Rating System
72	5.7.2 Lower Threshold for SI/SD
73	5.7.3 Cumulative SI/SD
74	5.8 Recommendations to Improve Flood Resistance
77	6 Factors to Consider and Illustrations of Substantial Improvement and Repair of Substantial Damage 6.1 Overview 6.2 Factors to Consider When Evaluating Permit Applications forImprovements and Repairs 6.2.1 Pre-FIRM or Post-FIRM
78	6.2.2 A Zone or V Zone
79	6.2.3 More Than One Flood Zone 6.2.4 Residential or Non-Residential 6.3 Bringing Substantially Improved and Substantially DamagedBuildings into Compliance
80	6.3.1 Lowest Floor Elevations
81	6.3.2 Enclosures
82	6.3.3 Basements 6.3.4 Utility and Building Service Equipment
83	6.3.5 Flood Damage-Resistant Materials 6.3.6 Making Buildings Reasonably Safe from Flooding
84	6.4 Illustrations of Improvements and Repairs
86	6.4.1 Rehabilitation and Remodeling
88	6.4.2 Lateral Additions
95	6.4.3 Vertical Additions
97	6.4.4 Repair, Reinforce, or Replace Foundations
98	6.4.5 Repair of Damaged Buildings 6.4.6 Reconstruction of Demolished or Destroyed Buildings 6.4.7 Work on Post-FIRM Buildings 6.4.8 Work on Buildings Where Flood Maps Have Been Revised
99	6.5 Requirements for Certain Structures 6.5.1 Historic Structures
100	6.5.2 Manufactured Homes
102	6.5.3 Accessory Structures and Certain AgriculturalStructures
103	6.6 NFIP Flood Insurance Implications
107	7 Substantial Damage in the Disaster Recovery Environment 7.1 Overview 7.2 Preparing for Post-Disaster Recovery
108	7.2.1 Sources of Assistance
109	7.3 Assessing Building Damage 7.3.1 Preliminary Damage Assessments 7.3.2 Rapid Evaluations and Detailed Safety
110	7.4 Using Estimates of Repair Costs and Market Values to Screen for Substantial Damage
111	7.4.1 Insurance Estimates of Repair Costs
112	7.4.2 Unadjusted Assessed Values as Estimates of Market Values 7.4.3 Replacement Cost Values as Estimates of Market Values 7.5 Damage Assessments for Substantial Damage Determinations
113	7.5.1 FEMA’s Substantial Damage Estimator Software
115	7.6 Increased Cost of Compliance Coverage
117	7.7 Post-Disaster Permits and Inspections 7.8 Appeals and Variances
118	7.9 Post-Disaster Communications with Property Owners 7.9.1 Information About Clean-up and Repairs 7.9.2 Information About Permits
119	7.9.3 Information About Increased Cost of Compliance Coverage 7.9.4 Interactions with the Public During Damage Assessments
120	7.9.5 Providing Determination Letters to Owners
121	8 Mitigation Projects 8.1 Overview 8.2 Mitigation Planning
122	8.3 Types of Flood Mitigation Projects 8.3.1 Identifying Flood Mitigation Projects
123	8.3.2 Property Acquisition/Demolition and Relocation 8.3.3 Building Elevation
124	8.3.4 Relocation 8.3.5 Floodproofing for Non-Residential Structures or Historic Structures 8.3.6 Other Types of Projects 8.4 FEMA’s Mitigation Grant Programs
125	8.4.1 Elements Common to All Grant Programs 8.4.2 Pre-Disaster Mitigation Program
126	8.4.3 Hazard Mitigation Grant Program
127	8.4.4 Flood Mitigation Assistance Program 8.4.5 Repetitive Flood Claims Program
128	8.4.6 Severe Repetitive Loss Program
129	8.5 Additional Information
131	A FEMA Regional Offices, NFIP State Coordinating Agencies, and State Hazard Mitigation Offices FEMA Offices
132	NFIP State Coordinating Agencies
138	State Hazard Mitigation Offices
143	B References
147	C Glossary and Acronyms Glossary
151	Acronyms
155	D Sample Notices to Property Owners, Worksheet, and Other Materials
167	E Sample Letters of Determination